Have you suffered a total and permanent disability? You may be eligible to make a TPD claim. You don’t have to suffer the costs of medical treatment, rehabilitation, and not being able to work. We’re here to help you receive the TPD benefits you need for the future. Our experienced TPD lawyers can help you claim. Feel free to fast track if you can make a TPD claim by using our TPD payout checker.
Who can make a TPD claim?
Anyone who is suffering or has suffered a total and permanent disability (TPD), is able to lodge a claim under their superannuation funds’ policy. To be eligible, you must be unable to work for the period of time stipulated in your TPD insurance cover and be unlikely to return to work. You may also need to provide evidence from your treating doctor confirming your condition. The following injuries and illnesses are often claimed as TPD:
- Cancer
- PTSD
- Anxiety
- Loss of eyesight
- Loss of hearing
- Loss of limb
- Heart attack
- Depression
- Stroke
- Other
TPD claims can be complex, so it is advisable to seek professional advice before making a claim.
What is the TPD claim process?
The process of making a TPD claim may slightly differ depending on the complexity of your case. However, when making a TPD claim, you will typically have to go through the following process:
- Get in touch with your superannuation fund to identify all TPD policies
- Check if the TPD policy or your TPD insurance cover was valid when you became ill or injured
- Carefully read through and understand the approval criteria of any TPD insurance claims
- Get all the medical records and other documents you may require to evidence your claim
- Submit a thorough application for your TPD insurance claim
Please do not hesitate to reach out to our team of TPD lawyers for assistance during the TPD claims process. We will advise and assist you on a no win no fee basis, which means you have nothing to lose.
The amount of time it takes to find and build the evidence necessary to lodge your TPD claim is dependent on the companies, medical providers, insurance companies, and superannuation funds involved. Whether you are attempting to lodge the claim yourself or if you have an expert assisting you throughout the process will also affect the amount of time your claim will take to evidence. Be prepared for the process to take several weeks or even months.
To help speed up the process, we advise you to enlist the help of our TPD lawyers. We will help you with no obligations, and on a no win no fee basis.
After your TPD claim has been lodged, it can take anywhere from 3 to 12 months to get successful TPD claims approved and to receive your payout. The amount of time that it takes for your claim to be assessed is dependent on the complexity of your case and how long it takes to gather an substantiate the relevant documentation. Start today by using our TPD payout checker.
Once your TPD claim is approved, the lump sum insurance benefit will be paid into your existing superannuation account. At this stage you will have the choice to withdraw your entire existing balance, make a partial withdrawal, or leave the balance in your account.
If your total permanent disability claim is rejected, it may not mean that you are entirely ineligible to make a claim. In some cases, your claim will be rejected because your policy is no longer active, there is a dispute about evidence, you have not fulfilled the work history requirements or waiting periods, and your injury or illness may not meet the definition found in your specific policy.
If your claim has been rejected, do not give up hope. Get in touch with our team and we will happily assess your claim without any cost and with no obligations.
Why should I use a TPD lawyer?
A total and permanent disability lawyer can provide you with invaluable advice and assistance during the TPD claims process. Not only will they guide you through the process of making a claim, from gathering evidence to filing paperwork, but a TPD lawyer will also make sure that everything is done correctly so that you have the best chance of success.
In addition, a TPD lawyer can help to negotiate with insurance and superannuation fund companies to help you receive the maximum amount of compensation possible. When it comes to making a TPD claim, using a lawyer is the best way to ensure that everything is done correctly and that you receive the full TPD benefit to which you are entitled. Contact one of our personal injury lawyers today to start your TPD payout journey.
Is there a TPD claim time limit?
While strict time limits apply to many accident compensation claims in Queensland, there is currently no time limit in place when claiming TPD insurance or superannuation benefits. If you have ceased work due to injury or illness, no matter how many years ago, you may be eligible to claim. Start by using our TPD payout checker or get in touch with our team of TPD claim lawyers to find out more. We’re here to help you navigate your total and permanent disability claim and get you the compensation lump sum payment that you will need for the future. Contact us today.
Can you work after a TPD payout?
Every TPD policy is different. In some cases, if you have received a TPD payout you will be unable to return to work and may be ineligible for certain government benefits. In some cases, however, such as a loss of limb or eye, you may be allowed to return to work even after receiving a payout. Make sure you check the fine print of your policy and take note of any restrictions that exist. If you’re unsure about your policy and want an expert to look over your case, our team of TPD lawyers in Brisbane are happy to help. We can provide you with TPD claims advice that is completely free of legal fees and under no obligation.
Accident Law no win no fee guarantee for your work journey TPD claim
You really have nothing to lose with our no win no fee guarantee.
This means you can confidently pursue your TPD payout claim without being left out of pocket. Use our TPD claim checker to get a general idea if ou can claim.How much TPD compensation will I receive?
The amount of compensation you receive will be determined by assessing your injuries, medical bills, rehabilitation costs, the pain and suffering you have experienced as part of your injuries, as well as their impact on your personal quality of life.
Feel free to use our TPD Payout Checker to see if you can actually make a claim. However, it’s always best to speak with one of our Lawyers and get a free assessment which will give you a better understanding about your TPD claim.Accident Law no win no fee guarantee for your work journey TPD claim
You really have nothing to lose with our no win no fee guarantee.
This means you can confidently pursue your TPD payout claim without being left out of pocket. Use our TPD claim checker to get a general idea if ou can claim.How much TPD compensation will I receive?
The amount of compensation you receive will be determined by assessing your injuries, medical bills, rehabilitation costs, the pain and suffering you have experienced as part of your injuries, as well as their impact on your personal quality of life.
Feel free to use our TPD Payout Checker to see if you can actually make a claim. However, it’s always best to speak with one of our Lawyers and get a free assessment which will give you a better understanding about your TPD claim.What factors affect my total permanent disability claim?
TPD compensation is calculated according to a range of factors, including your injuries, medical bills, rehabilitation costs and the pain and suffering you have experienced. The insurer from whom you are seeking a claim will look at your quality of life and if there has been any impact on your ability to return to work. If you have experienced a total or partial loss of bodily function, TPD compensation will seek to restore you to the position you were in prior to the injury.
Use our helpful TPD compensation checker to see if you can claim. What you receive as a final figure could depend upon:
- The impact your injury or illness has on your health and ability to work
- The amount of out-of-pocket expenses you’ve had to cover since your TPD accident
- The future expenses you may have to cover following your TPD claim
- The ongoing health issues you’ve had because of the TPD incident
- Any decrease in your life expectancy
- How much of your income you have lost as a result of the TPD injury
- The cost of ongoing treatment, rehabilitation and medical bills
Fast, free TPD compensation claim checker
The Accident Law TPD claim checker will quickly assess if you may be able to make a TPD compensation claim. An experienced TPD solicitor will then provide you with a free claim assessment. Again all at no cost, just click below.